Wells Fargo Jewelry Financing
Flexible Financing for In‑Store Purchases
Sieger’s Jewelers proudly offers Wells Fargo Jewelry Financing to make your in‑store purchase simple, flexible, and budget‑friendly. Financing allows you to take home the jewelry you love today and pay over time with predictable monthly payments.
Why Customers Choose Wells Fargo Financing
Quick in‑store application
Fast credit decisions
Convenient monthly payments
Most popular option: 0% interest when paid in full within 12 months
Additional financing plans available for up to 60 months (details explained in-store)
Use your approved credit line for future purchases
These options are ideal for customers who want structured payments and prefer promotional financing over layaway.
How It Works
Visit Sieger’s Jewelers and select your jewelry
Apply for Wells Fargo Financing in-store
Receive a fast credit decision
Complete your purchase using your new credit line
Make convenient monthly payments through Wells Fargo
Financing vs. Layaway
Financing is perfect if you want to take your jewelry home immediately and enjoy promotional offers like 0% interest for 12 months or extended plans up to 60 months.
If you prefer a plan with no credit check, our Layaway Program is also available.
Both options give you flexibility — choose what fits your budget and timeline.
Layaway Program
What is Layaway?
Our Layaway Program makes it simple to reserve the jewelry you love and pay over time. There are no credit checks, no interest, and no hidden fees. You choose your deposit, your payment schedule, and how you prefer to make payments.
Your item is securely held for you and will be available for pickup or shipping once the balance is paid in full.
How It Works
1. Start Your Layaway
Select the jewelry you’d like to reserve
Place a 25% deposit or more
Choose a payment schedule that fits your needs — up to 12 months
Your item is placed on hold as soon as the deposit is received
2. Make Payments Your Way
You can make payments using whichever method is most convenient:
In‑store payments (cash, card, or check)
Checks by mail
Secure online payment links sent by text message for custom monthly payment amounts
You may pay weekly, monthly, or whenever works best — as long as the balance is completed within your chosen timeframe.
3. Receive Your Jewelry
Once your layaway is paid in full, your jewelry will be prepared for pickup or shipped to you.
Frequently Asked Questions
How long can I keep an item on layaway?
Layaway plans are available for up to 12 months.
Can I have more than one layaway at a time?
Yes — you may have multiple layaway plans open at once.
Are there any fees?
There are no setup fees. However, the 25% deposit is non‑refundable if the order is canceled, altered, or returned.
How much is required to start?
A minimum 25% deposit of the total purchase price is required to begin a layaway.
